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Which of the following best describes why me SMS DIP authentication method is more risky...

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Which of the following best describes why me SMS DIP authentication method is more risky to implement than the TOTP method?

A.

The SMS OTP method requires an end user to have an active mobile telephone service and SIM card.

B.

Generally. SMS OTP codes are valid for up to 15 minutes while the TOTP time frame is 30 to 60 seconds

C.

The SMS OTP is more likely to be intercepted and lead to unauthorized disclosure of the code than the TOTP method.

D.

The algorithm used to generate on SMS OTP code is weaker than the one used to generate a TOTP code

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