U+ Bank wants to offer credit cards only to low-risk customers.

Using the decision table, you can find the label for a customer with a credit score of 240 and an average balance of 35000 by following these steps:

Start from the top row and check if the customer’s credit score is less than 150. If yes, then the label is Very Poor. If no, then move to the next row.

Check if the customer’s credit score is less than 175 and their average balance is less than 25000. If yes, then the label is Poor. If no, then move to the next row.

Check if the customer’s credit score is less than 200 and their average balance is less than 50000. If yes, then the label is Fair. If no, then move to the next row.

Check if the customer’s credit score is less than 250 and their average balance is less than 75000. If yes, then the label is Good. If no, then move to the last row.

The last row applies to all other cases that do not match any of the previous conditions. The label for this row is Very Poor.

In this case, the customer’s credit score is not less than 150, so the first row does not apply. The customer’s credit score is less than 175, but their average balance is not less than 25000, so the second row does not apply either. The customer’s credit score is not less than 200, so the third row does not apply. The customer’s credit score is less than 250 and their average balance is less than 75000, so the fourth row applies. Therefore, the label for this customer is Poor.