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Insurer ABC analyzed the disability claim of Monique, who says she is going through a...

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Insurer ABC analyzed the disability claim of Monique, who says she is going through a serious depression that is keeping her from being able to do her work. Unfortunately, the insurer believes that Monique is fit to work. She asked the insurer to revise her position but has received a final letter from the insurer refusing to pay her short-term disability benefits. What recourse does Monique have if she does not want to consult a lawyer just yet?

A.

Lodge a complaint with the Chambre de la sécurité financière and the syndic

B.

Lodge a complaint with the Office of the Superintendent of Financial Institutions

C.

Lodge a complaint with the OmbudService for Life & Health Insurance and the AMF

D.

Lodge a complaint with the Canadian Life and Health Insurance Association

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