(Gertrude wishes to invest her savings while having creditor protection and minimizing risk.

Money market segregated fundsare considered the least risky because they invest in short-term, high-quality investments and offer principal preservation features. They also benefit from thecreditor protectionassociated with segregated fund contracts.

Exact Extract:

"Money market funds aim to preserve capital by investing in highly liquid, low-risk instruments. Segregated fund contracts may also offer creditor protection if structured appropriately."

(Reference:Segfunds-E313-2020-12-7ED, Chapter 2.2.1 Money Market Funds​)