Sam is working as a loan agent for a financial institution.

The Post Office Protocol version 3 (POP3) is a standard email protocol that allows users to retrieve emails from a mail server. Unlike other email protocols (such as IMAP), POP3 downloads emails to the user’s device and removes them from the server. In Sam’s case, setting up POP3 ensures that emails containing sensitive data are directly downloaded to his device without leaving a copy on the mail server.

References: EC-Council Certified Security Specialist (E|CSS) documents and study guide12.