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An organization wishes to implement multi-factor authentication for remote access, using the user's individual password...

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An organization wishes to implement multi-factor authentication for remote access, using the user's individual password and a digital certificate. Which of the following scenarios would meet PCI DSS requirements for multi-factor authentication?

A.

Certificates are assigned only to administrative groups and not to regular users

B.

A different certificate is assigned to each individual user account, and certificates are not shared

C.

Certificates are logged so they can be retrieved when the employee leaves the company

D.

Change control processes are in place to ensue certificates are changed every 90 days

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