The potential for galvanic corrosion will increase when:

From API RP 571 Section 4.2.3 (Galvanic Corrosion):

“Galvanic corrosion occurs when two dissimilar metals are in electrical contact in the presence of an electrolyte. The more anodic metal corrodes preferentially.”

Contact without insulation and in presence of an electrolyte (like water or brine) is key to galvanic action.

Insulating or coating prevents electrical connection or electrolyte contact, reducing corrosion risk.

Hence, Option D correctly describes the condition that increases galvanic corrosion potential.