You create a prediction model with 96% accuracy.

Oversampling is a method that can help address the issue of imbalanced data, which is when one class is much more frequent than the other in the dataset. This can cause the model to be biased towards the majority class and have a low true negative rate. Oversampling involves creating synthetic samples of the minority class or replicating existing samples to balance the class distribution. This can help the model learn more from the minority class and improve the true negative rate. References: [Handling imbalanced datasets in machine learning], [Oversampling and undersampling in data analysis - Wikipedia]