You need to implement the business rule for claim Approval.

The business rule requires human review for refunds above the stated threshold before payment can continue. A workflow therefore needs a user or operator interaction point that pauses progress and obtains an explicit response. In the workflow options provided, Ask a question is the node that introduces that human interaction. Invoke agent simply delegates work to another agent; it does not itself guarantee human approval. Deliver a message sends information without collecting a decision, and Go to changes control flow without obtaining authorization. Microsoft Agent Framework and Foundry workflow guidance treat human-in-the-loop approval as a first-class orchestration requirement for consequential actions. The decisive requirement is not just to notify a reviewer, but to stop automated progression until the reviewer supplies a decision. Therefore the workflow must include an interactive question/approval step before the refund-processing action can proceed for amounts over the threshold. The implementation should also preserve clear inputs and outputs around this step so that later agents receive only the information they require. This improves debuggability and keeps token, permission, and state growth under control as the workflow becomes more complex.

Official Microsoft reference: Microsoft Agent Framework - Human-in-the-loop workflows

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