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The Mental Health Parity Act (MHPA) of 1996 is a federal law that establishes requirements...

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The Mental Health Parity Act (MHPA) of 1996 is a federal law that establishes requirements for behavioral healthcare coverage for group plan members. The MHPA

A.

requires health plans to offer mental health benefits to all eligible members

B.

prohibits health plans that offer mental health benefits from imposing lower annual or lifetime dollar limits on mental illnesses than they do on physical illnesses

C.

provides an exemption for health plans that can demonstrate cost savings of more than 1 percent

D.

prohibits health plans from limiting the number of outpatient visits or inpatient days covered under the plan

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