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Occasionally, employers combine workers’ compensation, group healthcare, and disability programs into an integrated product known...

Occasionally, employers combine workers’ compensation, group healthcare, and disability programs into an integrated product known as 24-hour coverage. One true statement about 24-hour coverage is that it typically

A.

increases administrative costs

B.

requires plans to maintain separate databases of patient care information

C.

exempts plans from complying with state workers’ compensation regulations

D.

allows plans to apply disability management and return-to-work techniques to nonoccupational conditions

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