Excess liability:

covers the insured against the loss in access of an actual amount, but only for profits as covered and defined in a predetermined planning.

covers the insured against the loss in access of an actual amount, but only for profits as covered and defined in an underlying policy.

covers all uninsured against the gain in access of a stated amount, but only for losses as covered and defined in an underlying policy.

covers the insured against the loss in access of a stated amount, but only for losses as covered and defined in an underlying policy.