Which two payment options are available in Adobe Commerce, but not in Magento Open Source?

According to the Adobe Commerce Merchant Documentation, store credit and gift card are two payment options that are available only in Adobe Commerce, not in Magento Open Source. Store credit allows customers to use the balance in their accounts to pay for orders, while gift card allows customers to use a code that represents a specific amount of money.

References: https://docs.magento.com/user-guide/customers/account-dashboard-store-credit.html https://docs.magento.com/user-guide/catalog/product-gift-card.html