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If a bank incurs interest charges from having overdrawn an account due to a late...

If a bank incurs interest charges from having overdrawn an account due to a late payment from a counterparty:

A.

The bank is entitled to seek reimbursement from the party responsible for the late payment.

B.

Nothing can be done to compensate the bank for the interest charges it incurs.

C.

The bank should file a complaint with ACI’s Committee for Professionalism.

D.

The bank will automatically be reimbursed by the party responsible for the late payment.

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