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A risk analyst is considering how to reduce the bank's exposure to rising interest rates.

A risk analyst is considering how to reduce the bank's exposure to rising interest rates. Which of the following strategies will help her achieve this objective?

I. Reducing the average repricing time of its loans

II. Increasing the average repricing time of its deposits

III. Entering into interest rate swaps

IV. Improving earnings capacity and increasing intermediated funds

A.

I, II

B.

III

C.

IV

D.

I, II, IV

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